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UnitedHealthcare offers a variety of Medicare Advantage plans with a wide range of benefits, often with $0 premiums, copays and deductibles. Its plans tend to suit people looking for extensive coverage flexibility, a wide array of plan options and low monthly premiums.
Partner Offers feature brands who paid Forbes Health to appear at the top of our list. While this may influence where their products or services appear on our site, it in no way affects our ratings, which are based on thorough research, solid methodologies and expert advice. Our partners cannot pay us to guarantee favorable reviews of their products or services
Compare Top Medicare Plans From UnitedHealthcare
Founded in 1977 and headquartered in Minnetonka, Minnesota, UnitedHealthcare is the largest health care insurance company in the U.S.
In addition to Medicare Advantage plans, UnitedHealthcare offers a number of other insurance products, such as Medicare Supplement plans, Medicaid benefits, individual health insurance plans, short-term health insurance policies, small business health insurance plans and standalone dental coverage. Through its various plans, UnitedHealthcare serves nearly 30% of all people in the Medicare program and is the country’s largest provider of Medicare Advantage plans.
UnitedHealthcare offers a variety of Medicare Advantage plans —many in partnership with AARP—that in total serve approximately 9 million people. Even though UnitedHealthcare offers Medicare Advantage plans in partnership with AARP, an individual doesn’t have to be an AARP member to enroll. Additionally, plan availability varies by state and some plans come with maximum out-of-pocket costs that can be higher than those one might find elsewhere.
UnitedHealthcare plans include:
Depending on which plan a person chooses, they can expect a variety of additional benefits beyond standard coverage, including:
Partner Offers feature brands who paid Forbes Health to appear at the top of our list. While this may influence where their products or services appear on our site, it in no way affects our ratings, which are based on thorough research, solid methodologies and expert advice. Our partners cannot pay us to guarantee favorable reviews of their products or services
Compare Top Medicare Plans From Major Carriers
A number of factors determine the price of a UnitedHealthcare Medicare Advantage plan. A beneficiary’s current health status affects the cost, as well as their location (not all plans are available in every location). It’s also important to consider one’s frequency of doctor visits and prescription medication needs, as the plan they choose affects out-of-pocket expenses.
To find a UnitedHealthcare Medicare Advantage plan that best suits specific medical needs and budget requirements, enter the potential beneficiary’s ZIP code on the provider’s website to view available plans in their area.
Below is a range of prices for plans offered in ZIP code 44236 outside Cleveland, Ohio.
| Plan | Monthly Premium | Primary Care Provider Copay | Specialist Copay | Out-of-Pocket Maximum | Tier 1 Prescription Drugs Coverage |
|---|---|---|---|---|---|
| AARP Medicare Advantage Plan 7 (HMO) | $0 | $0 | $40 | $4,500 | $0 copay |
| AARP Medicare Advantage Plan 1 (HMO) | $19 | $0 | $25 | $3,500 | $0 copay |
| AARP Medicare Advantage Flex Plan 8 (HMO) | $25 | $0 | $35 | $4,200 | $0 copay |
| AARP Medicare Advantage Choice (PPO) | $0 | $0 | $45 | $5,100 | $0 copay |
| AARP Medicare Advantage Patriot (PPO) | $0 | $0 | $35 | $4,500 | Not included |
“I think UnitedHealthcare is a great company,” says Jennifer Croslin, independent insurance broker and founder of Starlight Insurance Agency LLC in Littleton, Colorado. “With UnitedHealthcare Medicare Advantage, you can choose different coverage options to best suit your needs and get the most out of your health care.”
While UnitedHealthcare has scores of poor reviews on Trustpilot and the Better Business Bureau website, the company received an “A” rating from A.M. Best for its Medicare Advantage plans in 2023. UnitedHealthcare’s Medicare Advantage plans also have a current aggregate star rating of 4.06 out of 5 by the Centers for Medicare and Medicaid Services. Meanwhile, the company’s Medicare Advantage plans in Florida specifically were ranked second by J.D. Power in “overall satisfaction” among all providers for 2023.
HealthCompare Insurance Services does not offer every plan available in your area. Currently it represents 18 organizations, which offers 52,101 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.
HealthCompare Insurance Services represents Medicare Advantage HMO, PPO, and PFFS organizations and stand-alone PDP prescription drug plans that are contracted with Medicare. Enrollment depends on the plan’s contract renewal.
